Consumer Protection & Rights
Empowering and Protecting Financial Consumers
Promoting fair, transparent, and non-discriminatory access to banking services while enforcing federal consumer protection laws.
The FDIC enforces compliance with federal laws including the Truth in Lending Act, Equal Credit Opportunity Act, Community Reinvestment Act (CRA), and Fair Housing Act across thousands of state-chartered banks.
Financial Literacy Programs and Consumer Tools
Free, evidence-based curricula and alerts designed for individuals, educators, small businesses, and community organizations.
01 / CURRICULUM
Money Smart Financial Education
A comprehensive, award-winning curriculum available for young adults, adults, and older adults to build practical budgeting, credit, and savings skills.
02 / ALERT
Consumer Fraud & Scam Defense
Timely advisories, cybersecurity guides, and warnings regarding phishing, impersonation scams, and unauthorized financial entities.
Submit a Consumer Inquiry or File a Complaint
If you have an unresolved dispute with an FDIC-supervised bank or require guidance on consumer regulations, submit your request directly to our Consumer Response Center.